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Texas Reality Check

Will you be able to afford the lifestyle you want? It’s difficult to predict the future, but it’s never too early to start planning for it. Texas Reality Check will show you how much your living expenses will cost, and the amount of money you will need to earn to pay for them.

Smarter Texas

Texas Council on Economic Education provides the Smarter Texas personal financial literacy resources for grades K-12. Teachers can download free lessons written specifically to support the Texas personal financial literacy standards as well as resources to standards correlation charts.


Clearing House

Jump$tart’s online Clearinghouse is the nation’s most comprehensive collection of financial education resources for students in pre-kindergarten through college.  All of the resources listing in the Clearinghouse have been reviewed, based on the National Standards in K-12 Personal Finance Education.

National Standards

The third edition of the National Standards in K-12 Personal Finance Education was developed by the Jump$tart Coalition with a team of academic experts and 50 content reviewers.  These voluntary standards can be downloaded from the Jump$tart website.


Between 1997 and 2008, Jump$tart’s Biennial Survey of Financial Literacy Among High School Students was arguably the most notable and most often quoted research on the level of financial knowledge among American youth.  The research documented consistently low levels of financial literacy.  In 2008, Jump$tart added a survey of college students and in 2010 launched a comprehensive effort to retool the research efforts and update the survey instrument.

Best Practices

Jump$tart developed its “Best Practices” for teachers, authors, publishers, educational consultants, and other to use when developing and/or selecting personal finance educational materials.   The second edition, created in 2008, is available online and Jump$tart grants permission to use them freely.

Money Smart

The FDIC’s Money Smart for Young People series features four free age-appropriate curriculum that are designed to promote financial understanding in young people. The FDIC developed these new educational tools as part of ongoing work with the Consumer Financial Protection Bureau (CFPB) to improve financial decision-making skills among youth. The curriculum makes learning fun for students at every stage of development, from pre-K through age 20.

National Endowment for Financial Education (NEFE)

NEFE® is a private, nonprofit foundation dedicated to improving the financial well-being of all Americans. For 30 years, NEFE has been addressing youth financial literacy with the award-winning NEFE High School Financial Planning Program® that consists of free turnkey instructional materials, including student workbooks, instructor materials, and online financial literacy tools. Other resources: www.cashcourse.org for colleges and www.financialworkshopkits.org.

Federal Reserve Bank of Dallas – Building Wealth

This Dallas Fed financial education resource, Building Wealth, provides basic guidance to individuals and families who wish to develop a plan for building personal wealth.

Federal Reserve Bank of Dallas – Navigate: Exploring College and Careers

Navigate: Exploring College and Careers is a new classroom resource from the Federal Reserve Bank of Dallas. This resource is an introduction to the investigation of careers and college and is designed for 7th through 9th grade students. Many students and their families may not be familiar with the pathways to education after high school, and Navigate provides information to begin preparing for success.


EconEdLink provides a premier source of classroom-tested, Internet-based economic and personal finance lesson materials for K-12 teachers and their students. With over 435 lessons to choose from, teachers can use as many of the lessons as they would like and as often as they would like.

Council for Economic Education National Standards for Financial Literacy

The National Standards for Financial Literacy provide a framework for teaching personal finance in kindergarten through 12th grade. A student who masters the knowledge embodied in the standards should be able to avoid making poor financial decisions, understand the economic reasons behind the trade-offs between financial choices, and know the basis for their own decisions.

Gen i Revolution

Developed for middle school and high school students, this online game gives your students the chance to learn important personal finance skills as they play and compete against fellow classmates. Gen i revolution