Understanding Credit Month.

October is Understanding Credit Month.

The Jump$tart Coalition promotes 12 key principles linked to the National Standards in K-12 Personal Finance Education. Credit can be a flexible and convenient way to make purchases over time but must be used responsibly to avoid fees and negative credit reports.
Tips for strong credit include:

  • 1. Pay on Time: know due dates and pay on time or early.
  • 2. Don’t Go Over: Keep track of limits and avoid spending more than you can afford.
  • 3. Know Your History: Your credit history is your credit report and can be checked regularly for free.

Check out these resources for more information on Understanding Credit: National Standards in K-12 Personal Finance Education and Jump$tart Clearinghouse, or get started with a few free
resources including:

remekoh

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